This page last updated 17/07/2009

 

 British Residents' Society Member's Only

 

Health and Travel Insurance Scheme

  

 The British Residents’ Society has taken advantage of its “group” status and sourced a quality group health care scheme and travel insurance scheme with premium discounts that you would not be able to obtain on an individual basis.  We have done this with the assistance of a U.K. based insurance broker Nevett & Taylor Ltd.

 

Group Health Care Scheme – Expatriate Health Care 

Nevett and Taylor have negotiated a scheme with Expatriate Healthcare, a company dedicated to providing medical insurance for those living and working abroad. Expatriate Healthcare has many years experience providing protection products solely for expatriates and, as such, have developed a good understanding of what an expatriate wants from their medical insurance - the result, 3 effective and affordable plans with a range of cover to suit different requirements specifically tailored for Spain, Portugal and Cyprus{ North and South}.

 

Benefits include:

No hospital restrictions

No medical or medical questionnaire

Guaranteed cover for ages 0 – 70

Lifetime cover

24 hour assistance helpline

Comprehensive benefits

Chronic conditions cover as standard

Worldwide protection

 

The British Residents’ Society recognises that quality affordable private medical insurance is of paramount importance for their members. That is why Nevett & Taylor have a special 10% discount for all of their members on any Expatriate Healthcare plan.

You can choose between two excess options. Either nil or €50. The policy excess is applied per ‘medical condition’. Therefore no matter how many times you need to receive treatment for the same medical condition, the excess is only applied once during each period of cover. For the nil excess option an additional premium of 5% is payable regardless of age at entry.

Furthermore, an additional Excess which usually applies to entrants over the age of 60 (between €2,000 and €5,000, dependant upon your age and is not reflected on Expatriates on-line quick quote system) can be reduced to just €50 per period of cover!  The cost to have the excess reduced is a 20% loading on top of the published rates, after taking off the 10% discount this equates to a net increase in the published premium of 8%.

 

To all BRS members 60 years of age and under:

To apply for the standard product simply go online and quote the promotion code “BRS2009”.

 

To BRS members over 60 years of age, wanting the standard cover:

To apply for the standard product simply go online and quote the promotion code “BRS2009”.

 

To BRS members over 60 years of age, wanting the reduced excess:

Because this is a special deal arranged exclusively for members of BRS, it is not available online. To obtain a quote please call Nevett & Taylor on 01663 747000 select option 2 and ask for a quotation to be sent to you. To apply for the reduced excess cover, simply email or fax a completed application form to Expatriate Healthcare quoting your Promotion Code (BRS2009) and stating that you want the special excess deal. Expatriate Healthcare Emails to: dawn@exphealth.com. Expatriate Healthcare Faxes to: 0870 471 5141.

 

And remember: -

 

·        All BRS members benefit from the 10% discount, regardless of what cover they take.

·        The cover you join on is the cover you keep. Additional age related endorsements won’t apply.

·        Cover is for your lifetime, subject to the payment of an annual premium.

 

For an online quote with discount visit Expatriate Healthcare at www.expatriatehealthcare.com click on other products, select regional cover and choose espana y portugal, click apply on-line (don't select instant quote) and you can obtain a quote without buying the product; or altenatively call Nevett & Taylor on 01663 747000 option 2 and ask for a quotation and application to be sent to you if necessary. Please note that over 60 year olds wanting a reduced additional annual excess quote will have to call Nevett & Taylor and ask for one to be sent. 

 

Travel insurance scheme.

Extrasure are a specialist travel insurance company who can provide cover for single trips, annual policies or group bookings to anywhere in the world.  The policy is specifically designed for British residents living in European countries (This includes Northern Cyprus).

 

Benefits included are

Cancellation/curtailment

Medical expenses including repatriation to the point of departure

Hospital benefit/Personal accident

Baggage/Money cover

Departure cover/Catastrophe/Hijack/fraud/

Public liability/legal expenses

Ski, business and golf equipment.

For full details of cover please see the summary of cover.

 

Nevett and Taylor have negotiated rates which are very competitive and will give further discounts for group bookings.  For an instant quote please visit the following web address www.extrasure.co.uk/econnect.asp?for=BC01171&at=nevett_taylor or contact Nevett and Taylor 0n 01663 747000 (option 1) if you need to discuss your individual needs.

 

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